Your Wealth Deserves
a Plan. Not Just
Products.
Comprehensive financial planning, investment advisory, retirement & estate planning for business owners, professionals and affluent families — by Simi Agarwal CFP® QPFP®, a planner who puts your goals first.
🔒 Confidential · No obligation
"I don't sell products.
I design financial futures
built to last generations."
Your Financial Planning Partner
With 19+ years of dedicated experience, Simi Agarwal has helped business owners, professionals and affluent families across India build structured, goal-based financial plans that stand the test of time.
Her philosophy is simple: understand your life goals deeply, build a comprehensive plan around them, and stay with you every step of the way — adjusting, monitoring, and optimizing as your life evolves.
A Structured Path to Financial Clarity
Six clear steps from where you are today to where you want your wealth to be tomorrow.
Comprehensive Planning
for Every Financial Dimension
From building your first crore to securing your family's legacy — Simi Agarwal provides integrated, holistic financial planning across every area of your financial life.
- Life goals mapping
- Net worth planning
- Cash flow optimization
- Equity & debt allocation
- Portfolio construction
- Mutual fund advisory
- Corpus modelling
- NPS & EPF strategy
- Income drawdown plan
- Life & health coverage
- Critical illness plans
- Business risk protection
- Will & nomination review
- Trust structures
- Asset inventory planning
- Tax-loss harvesting
- Capital gains planning
- Business structuring
- Education corpus building
- SIP-based goal plans
- International education funding
- Promoter wealth separation
- Business succession
- Exit & liquidity planning
- Overlap analysis
- Cost reduction
- Rebalancing strategy
Why Clients Trust Simi Agarwal
Simi Agarwal brings rare depth — combining professional certifications, regulatory compliance, and nearly two decades of hands-on client experience.
- ✓SEBI Registered Investment Advisor
- ✓Certified Financial Planner (CFP®)
- ✓Qualified Personal Finance Professional (QPFP®)
- ✓19+ Years Domain Expertise
- ✓Dedicated personal advisor
- ✓Quarterly reviews & annual plan updates
Tailored Planning for Every Client Profile
Simi Agarwal specialises in the unique financial complexities faced by each of these client segments.
Not Just Clients.
Relationships That Changed Lives.
Behind every number is a real person, a real worry — and a moment when Simi's guidance made everything clear.
Paresh was quietly bleeding ₹20 lakh a year to avoidable taxes — and had no idea. Every advisor he'd met gave him product pitches, not answers. He came to Simi's office skeptical, carrying years of frustration.
Simi spent hours understanding his business structure, promoter income, and personal finances together — not in isolation. Within weeks she had redesigned his entire tax architecture, aligning business and personal strategy for the first time.
"I had met many advisors before. None of them ever looked at my complete picture. Simi did — and she made me feel in control of my own finances for the very first time."
At 58, Vinod had saved responsibly his whole career — but the question haunted him: will this actually last? His previous advisor had given him a generic, product-heavy plan with no income projections, no healthcare budgeting, no legacy thinking.
Simi sat with Vinod — and his wife — over multiple sessions. She listened to his fears before touching any numbers. Then she built a 25-year retirement plan: month-by-month income, inflation-adjusted expenses, medical cost buffers, and a clear legacy structure for his children.
"Simi didn't open her laptop first. She asked about my life. My fears. What I wanted my retirement to feel like. Then she built a plan around that. I haven't lost a night's sleep since."
Priya had built significant wealth — but it was scattered, unstructured and silently leaking. FDs everywhere, random mutual funds, real estate with no nomination, and zero clarity on repatriation or estate planning.
Simi became Priya's trusted point of contact for everything India-related. She consolidated her portfolio, set up proper nominations, restructured the tax exposure, and built a repatriation roadmap — communicating across time zones with patience and precision.
"Living in Dubai, I had no one in India I truly trusted with my finances. Simi became that person. She never once made me feel like just another client. She made it feel personal — because it was."
Complimentary Wealth Guides
Download these expert guides crafted by Simi Agarwal — practical, actionable, and completely free.
Frequently Asked Questions
We begin with a discovery call to understand your goals, followed by a thorough financial health audit, gap analysis, strategy design, and a structured implementation plan. Ongoing reviews keep the plan aligned with your evolving life.
Simi follows an advice-first approach. Every investment recommendation is driven by your goals and risk profile. We believe the right plan leads to the right products, never the other way around.
We conduct quarterly portfolio reviews and comprehensive annual plan reviews. Additionally, we proactively reach out whenever there are significant market developments or regulatory changes that may affect your plan.
Anyone serious about structured, long-term wealth creation. Especially business owners, doctors, NRIs, CXOs, and affluent families who have complex financial situations and want a trusted single point of advisory expertise.
Simply fill in the form on our contact page or call our office directly. Simi or her team will reach out within 24 hours to schedule a confidential, no-obligation discovery call.
Absolutely. All client information is treated with the strictest confidentiality. We operate under SEBI's data protection guidelines and have robust internal policies to safeguard your privacy at every stage.
Still have questions? Let's talk.
A 30-minute conversation with Simi Agarwal can give you more clarity about your financial future than years of searching on your own.
Schedule a Free Call →💬 Chat on WhatsAppBegin Your Wealth Conversation
Fill in your details. Simi or her team will respond within 24 hours.
🔒 Your details are completely confidential and never shared.